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Want to learn about investing, debt, and the basics? Check out all of our posts here.

Why Paying Off Your Loans Early is Dumb

A whopping 80% of Americans are in debt, and many are working as hard as they can to pay off their loans as quickly as possible. While trying to become debt-free and pay off your loans early is a popular sentiment in the personal finance community, it’s an incredibly dumb piece of financial advice. Here’s why.

What to Buy on Black Friday 2020

Whether you’re a Black Friday lover or hater, there’s no doubt that the temptation of a good sale is always strong. You’re probably already being bombarded with sale emails, discount ads, and your fav influencers ‘top Black Friday picks’. If you’ve been great at avoiding the Black Friday rush by staying home in the past, the internet and Covid will make it increasingly hard to combat your spending urges this year. To help make your Black Friday shopping a success, here are 5 tips on what to buy on Black Friday so you can actually save money and how to avoid impulse buying.

How Tax Brackets Actually Work

There are 2 types of people. The ones who think of income taxes like brackets, and others who think of them like champagne towers. Since they’re called “tax brackets”, most people think their taxes are determined by finding their income bracket and multiplying by the tax rate that goes along with it. If this is how you think about tax brackets, I hate to break this news to you, but nothing about taxes will ever be that simple.

What You Need to Know Before Rolling Over Your 401K

With the staggering job losses in 2020, many people are asking what they should do with the 401K they have with their former employer. Brokerage firms will tell you that you should roll your 401K into an IRA, but what they don’t tell you is that they make A LOT of money from these rollovers. So should you take their advice? Here is everything you need to know before you decide to roll over your 401K.

3 Steps to Recover from a Late Start to Investing in Your 30s

We’ve all heard the advice that you need to start investing as early as possible, but the fact is that many of us are late to the game when it comes to starting to invest. If you missed getting on the investing train in your early twenties, here are 3 things you can do as a 30+-year-old investor to start investing, maximize your earnings, and become a millionaire before retirement.

3 Terrible Middle-Class Money Habits and How to Break Them

Even if you’re considered middle-class there’s still a good chance you’re living paycheck-to-paycheck. Almost half of all Americans are living paycheck-to-paycheck. The mental anguish that comes from wondering if you’ll have enough money to pay your bills can’t be minimized, but much of middle-class America would be able to break themselves out of the paycheck-to-paycheck cycle if they got honest with themselves about their poor financial habits. These are 3 of the worst money habits of the middle-class and how you can change them to break out of living the paycheck-to-paycheck lifestyle and start living your dream life.


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