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The average person has 4 credit cards. Some of you probably loathe the idea of stuffing that many cards into your wallet, while others of you can’t believe the average is that low. Regardless of your preferred number of credit cards, there are upsides and pitfalls to having multiple cards. Here’s when you should apply for more cards, and when you shouldn’t because you have too many.
When you think of stock market investing, trading is probably what comes to mind. To be successful at trading stocks, you have to investigate the stock market constantly to find hidden deals you can make millions off of. But few people hit it big, and who has a few hours a day to spend watching stock prices? Not me, and probably not you. The good news is that there’s an effortless way to make money investing in stocks that historically, has worked 100% of the time. Here’s how to do it.
Popular advice says to claim 0 on your W-4 so you can get the biggest tax return. But is that actually what’s best for your finances? Here’s everything you need to know to fill out those confusing W-4 forms, and the answer to the question of whether or not you should claim 0 on your W-4.
Here’s the deal. Whether you’ve paid for one or not, you’ve had a money coach. Your earliest coach was probably your parents or someone else who took a parental role in your life. Starting at an incredibly early age, their actions, directly or indirectly, began forming your beliefs about money. Unfortunately, most of our first money coaches had bad money habits and taught us pretty terrible financial lessons. All of these teachings became ingrained in our brains and formed the foundation of our money habits, and unless you were one of the lucky ones who was taught about wealth building and you’re set to inherit generational wealth, you probably need to hire a qualified money coach and learn some new money lessons. Here are some tips to help you find the best money coach for you.
When I first came across a high-yield savings account (HYSA), I thought it was a scam. I’m a firm believer in the saying, if it sounds too good to be true, it probably is. So when I found a savings account that said it would pay me 25x the rate I was currently getting just for putting my money in it, I figured there must be a catch. After doing a full-blown investigation to determine if high-yield savings accounts are, indeed, too good to be true, this is what I learned.
Does all of the drama around the stock market have you asking, “is investing in stocks worth the risk?” If you’re worried you’ll lose it all investing in stocks, click to find out the how to invest to reduce your risk and increase your earnings.
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