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Want to learn about investing, debt, and the basics? Check out all of our posts on becoming a rich bitch here.

What’s the Secret to Picking Winning Stocks? Don’t Fall for the Bullshit

It’s no surprise Americans are so distrustful of the finance industry. We’re constantly bombarded with stories of bad actors like Bernie Madoff, billionaires are getting richer while regular folks are having trouble paying their rent, and at the most basic level, the finance industry uses complicated jargon to make regular people uncomfortable with investing so they’ll hire a financial advisor to do it for them. But unless you’re a millionaire, hiring a financial advisor is a complete waste of money. Like financial advisors, 401ks and investing apps use marketing tricks to get you to make bad investment decisions too. If you’re looking for the secret to picking winning stocks, it’s to not fall for these bullshit marketing tactics. Here’s how to do it.

Women Are Exactly This Much Better at Investing Than Men – Spoiler: It’s A Lot

Just 9% of women think that they will outperform men as investors, so to put it mildly, women are not confident investors. While this lack of confidence is frightening because it keeps women from investing at all, it’s also what gives the ones of us who do invest a leg up. Female investors earn, on average, .4% more annually than their male counterparts, which may not seem like much, but that .4% adds up. This is exactly how much better women are at investing than men.

How to Stop Failing at Budgeting and Buy What You Want

If you’ve tried budgeting and failed, you’re not alone. I tried budgeting for years without success. Being a bad budgeter always made me feel like a financial failure until I realized that the problem wasn’t me. It was all of the extreme budgeting advice that’s pushed by the finance industry, especially to women. If you’ve been discouraged about money because you feel like you can’t cut back on “frivolous” spending and your budget always fails, it’s not you. It’s bad budgeting advice and money shame from the finance industry. Here’s how to fix both so you can slay your budget and buy the shoes guilt-free.

Millennials Are Fucked if We Don’t Start Talking to Our Parents About Money

A staggering 60-70% of 18-34-year-olds still rely on their parents for financial support, and although millennials make up the largest percentage of the workforce, they own under 5% of the total wealth in the US. To make matters worse, 2% of millennials’ wealth is owned by a single person, Mark Zuckerberg. That leaves just under 3% for the rest of us. While boomers are bankrolling millennials’ lives for now, what will happen when the financial support millennials so desperately rely on dries up? To financially prep for aging parents and their limited retirement income, here are some financial topics millennials should start ironing out with their parents.

How South Dakota Is Making the Rich Richer and You Poorer

The Pandora Papers that were recently released confirmed that the ultra-rich will do almost anything to skirt taxes, but a shocking revelation from the documents was that the elites don’t need to go as far as we thought to do it. They can shelter their money right on American soil in South Dakota. What’s even worse is that the South Dakota laws that help the wealthiest people in the world avoid paying taxes, were set in motion by ones that hurt everyday Americans. This is how South Dakota became a favorite of the ultra-rich and a burden on everyone else.

Should You Invest with Acorns?

Acorns’ round-up feature lets you link all of your cards to your Acorns account, and whenever you make a purchase, they’ll round it up to the nearest dollar and invest the extra change. It’s a super-easy way to ensure money is constantly flowing into your investment accounts. But when deciding which brokerage firm to invest with, you should pick the one that will make you the most money. So I explored whether Acorns’ subscription model really works in your favor and whether you should invest with them.


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